What will aged care actually cost your family?
Get a personalised financial estimate for your specific situation — not a generic guide. Real numbers based on your assets, income, and care needs.
Generic aged care advice isn’t enough when you’re making real decisions
When a parent needs care, the cost question is the one that keeps families up at night. The government website gives you formulas. Other tools give you wide ranges. But when you’re deciding whether to sell the family home, pay a $500,000 RAD, or rely on the pension, you need actual numbers — not “somewhere between $400 and $2,500 a fortnight.”
We model your specific situation. Your assets, your home, your income, your pension status. The result is a clear, personalised picture you can act on.
A real financial analysis for your family’s situation
A specific cost estimate, not a range
Your means-tested fees and accommodation costs calculated for your exact circumstances.
RAD vs DAP modelled three ways
See what happens to your finances under different payment scenarios, including pension impact.
A shortlist of suitable providers
Aged care facilities matched to your care needs, location, and budget — not just a link to a search tool.
A document you can take to providers
A clear summary you can share at facility tours, with your GP, or with a financial adviser.
More than navigation. Real numbers for real decisions.
There are free tools that explain how aged care works in general terms. They’re useful when you’re starting out. But when you’re sitting at the kitchen table trying to work out whether you can afford care for mum, you need more than a “to-do list” and a fee range that spans thousands of dollars.
Our assessment gives you the financial detail that families normally pay an aged care financial adviser $3,000 for — based on your actual situation, not averages. It’s free for the basic assessment, with a detailed scenario modelling option available if you need it.
Get your free aged care assessment
Answer a few questions about your family’s situation. We’ll prepare a personalised cost summary based on your actual circumstances and send it to you within 48 hours.
Your information is kept strictly confidential. My Aged Care Navigator is an independent service and does not provide financial advice. Your assessment is a general guide to help you understand your options.